Online Courses for Insurance License

Online courses for insurance license are available for those who are interested in it. Different types can be taken, including auto insurance, property, medical and so on.

Overview

Most of these programs are for pre-licensing training or continuing education. Continuing education is for professionals. Study programs offer courses in packages or may be purchased separately.

Coursework

Aside from core subjects, students have to put in 20 to 40 hours studying general insurance subjects. Another dozen hours have to be devoted to training in ethics and practice. You can expect some of the subjects to include personal life insurance planning, universal life insurance, agency operations and annuities.

Other required courses are ethics for insurance professionals, ethics & fraud. Basic and advanced estate planning are covered too. There are also subjects on employment law and practices. Additional topics are making value through financial management, general liability, the consumer protection law and anti-money laundering. Before they can get a license, aspiring agents must understand the responsibilities of an insurance agent.

Moral and legal issues surrounding the industry must also be studied. More advanced subjects center on insurance contracts, fraud awareness, HIPAA and flood insurance. Students will be trained on how to sell their products. Different techniques will be explored and explained. Additional courses explain how to protect businesses from financial difficulties.

Other Information

Online classes also cover other subjects. Among them are property insurance, insurance principles, personal auto and ocean marine insurance. Detailed courses focus on new trends in life & health insurance, mutual funds, mold & the insurance industry and Medicare. Long term care is also taught in these sites.

Requirements

Consult your state department for accurate and updated requirements. But all of them need you to pass an exam. Technical requirements include a high speed web connection.

Benefits

These classes can be taken anytime. As long as you have an Internet connection, you can access the study materials. You have the option to study them anytime. As long as the site is accredited, there should be no problems. Your studies will be recognized.

Online courses for insurance license have different features. You need to pick the one that applies to your state, as the rules and requirements vary. But you need to keep in mind that laws concerning insurance vary. Uniform licensing standards may well become the norm. That is, getting a license in one state to practice a specific type of insurance will be recognized in other states.